Most small-business owners need a bank loan at one time or another, and
applying for one involves much more than filling out paperwork and saying a
prayer. Among other things, you need to consider the state of your personal and
business finances, how you're going to repay the loan, and how much money you
actually need.
Here are some of the key questions you should ask before starting an
application:
Is it likely I will qualify for the loan?
You're only going to hurt your credit if you apply for a loan you won't get.
"Just like if you get declined for a personal credit card, it makes it more
difficult to borrow in the future," says
David Gass, a business
consultant and coach in Meridian, Idaho. "If you get turned down, it looks to
the next bank like you're a bad risk." He suggests asking lending institutions
about their specific requirements before applying.
The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.
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