Saturday, March 29, 2014

Coverage Basics- California Health Insurance

If you have health insurance through your job or know someone who does not have health insurance, your coverage will only get better. The Affordable Care Act does provide a sense of security and protection in terms of your health care coverage needs should you decide to leave your job tomorrow.

Thursday, March 27, 2014

How to Use a Tax Refund to Boost Your Credit Score

If you're one of the two-thirds of Americans who expect to receive a tax refund this year, you may be tempted to splurge on a new pair of heels or to book that romantic vacation you've been talking about for years. But if you're saddled with debt, your best bet is to use the windfall to shore up your finances


Saturday, March 22, 2014

When Health Costs Harm Your Credit
LIKE most people, I am generally vigilant about paying my bills — credit cards, mortgage, cellphone and so on. But medical bills have a different trajectory. I (usually) open the envelopes and peruse the amalgam of codes and charges. I sigh or swear. And set them aside for when I have time to clarify.

Thursday, March 20, 2014

We’re now entering the phase of Obamacare




Wednesday, March 19, 2014

Financial Advice for the Self-Employed

One of the advantages to being self-employed is that you have no income limits; this is also one of the biggest disadvantages of being self-employed. While you have no limit to how much money you can potentially make, you might not always be able to guarantee that money will come in at a regular pace.


Class of 2012’s Graduation Present: $30K in Debt



In just eight years, the amount of debt the average college graduate leaves school with has increased by almost $10,000.
The annual Project on Student Debt report from the Institute for College Access & Success (TICAS) reports those obtaining a degree in 2012 will have an average of $29,400 in student debt when the walk across the stage. In 2004, the average student loan debt was $18,750.

Wednesday, March 12, 2014

Good Luck Buying Big City Real Estate Next Year


The Department of Housing and Urban Development announced on Friday that it will lower the loan limits for its Federal Housing Administration mortgage — a loan used by many first-time and lower-income home buyers — from $729,750 to $625,500. The FHA insures mortgages that banks give to borrowers who make small down payments.