Tuesday, July 30, 2013

How Not to Blow Your Vacation Budget at the Airport




http://www.savvysugar.com/How-Save-Money-Airport-30786383

  • Be your own entertainer: Put yourself on a boredom budget by packing everything you need to keep occupied. Download movies beforehand, and pack the magazines you haven't had time to read. Whatever you do, don't rely on airport WiFi. Besides being slow, it's expensive and not secure. If you travel often, consider a travel router or asking your cell phone provider about a personal mobile hotspot. For a small monthly fee, you will save on roaming charges and the cost of public WiFi.
  • Lighten your load: Because most airlines charge a hefty fee for checked bags, carry on. Only pack the essentials and a foldable duffel in case you head home with souvenirs. If you must check a bag, stick with your airline rather than the airport porter to avoid having to tip.
  • Snack smart: Since most airport meals are priced higher than average, plan your snacks and meals in advance. Don't rely on your airline for food, either; most flights no longer offer meal service. Consider pairing that (stingy) bag of peanuts with a sandwich or salad from home and carrying an empty water bottle to fill up. This will save you money and cut calories, too.

  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


  • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

    http://www.youtube.com/watch?v=PMJSiWP2Pzw

    http://www.youtube.com/watch?v=hLzM0Hi6q10

    http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

    Saturday, July 27, 2013

    How Can You Profit from the Housing Recovery?

     

    Wednesday, July 24, 2013

    ObamaCare Countdown: Exchange Landscape Takes Shape

     

    With less than 200 days left until the biggest part of the  Affordable Care Act goes into full effect, consumers are beginning to get a better idea of their coverage choices. And for many, it appears their options will be limited.
    Starting next year, consumers will be required to have health-care insurance or face a fine and state and federal health exchanges will hit the market to provide policies. However,  36 states have opted not to set up state-run exchanges, according to the CATO Institute, meaning some residents will have to purchase coverage through federal exchanges.

    http://www.foxbusiness.com/personal-finance/2013/06/17/obamacare-countdown-exchange-landscape-takes-shape/#ixzz2Wb1ffD1t

  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


  • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

    http://www.youtube.com/watch?v=PMJSiWP2Pzw

    http://www.youtube.com/watch?v=hLzM0Hi6q10

    http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

    Monday, July 22, 2013

    HR Experts Confess: 8 Biggest Interview Mistakes We See



    http://www.savvysugar.com/Interviewing-Tips-From-HR-30776743

    They meet more people in an afternoon than most of us do in a year. But what faux pas do human resources pros see again and again during the interview process?
    We picked the brains of two high-profile executives to find out what you definitely shouldn't say—and what they secretly think of your résumé. (One was so brutally honest about her just-don't-do-this advice that she preferred to remain anonymous.)


    RELATED: Why You Didn't Get the Job: Real Hiring Managers Divulge Their Secrets

  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


  • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

    http://www.youtube.com/watch?v=PMJSiWP2Pzw

    http://www.youtube.com/watch?v=hLzM0Hi6q10

    http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms



    Saturday, July 20, 2013

    Twitter Updates Web and Mobile Search, Messaging Features

     
      
  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


  • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

    http://www.youtube.com/watch?v=PMJSiWP2Pzw

    http://www.youtube.com/watch?v=hLzM0Hi6q10

    http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

      Thursday, July 18, 2013

      Older Workers: Productive and In Demand

       

      You’ve heard the phrase older and wiser, but what about older and harder working?

      New research finds that contrary to what some hiring managers might think, older workers are not less productive than their younger counterparts.
      The Brookings Institute study “Is an Aging Workforce Less Productive?” shows older workers, which the report defined as those between the ages of 65 to 74 are being better compensated than their younger workers. Older men are making on average 22% more, while older women make 10% more than younger colleagues.

      http://www.foxbusiness.com/personal-finance/2013/06/11/older-workers-equally-productive/#ixzz2WazmK1Hg

    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

      Tuesday, July 16, 2013

      How to Deal With Loan Collectors--Even if They're Related

       

      Dear Dave,
      I borrowed $30,000 from my aunt to buy a condo eight years ago. We had a deal that she would get her money back, plus a piece of the profits, when it sold. If there were no profits, she would get back her original $30,000. Recently the condo sold and I lost the money I put into it, plus my aunt’s money as well. I make good money and don’t have any other debt, but I’m a little resentful now that she wants me to pay her back. Do you have any suggestions?

      Dear Christine,
      I don’t want to be mean, but you have no right to be resentful toward your aunt. This is the deal you signed up for, and she did nothing wrong. Wanting her money back now isn’t greedy or malicious on her part, and it’s definitely not worth putting a family relationship at risk.

      http://www.foxbusiness.com/personal-finance/2013/06/18/how-to-deal-with-loan-collectors-even-if-theyre-related/#ixzz2Wb1MCP9p

    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

      Monday, July 15, 2013

      Are 4% Mortgage Rates the new Norm?

      Mortgage rates climbed for the sixth week in a row, making refinancers and potential homebuyers nervous. If it serves as consolation, rates are likely to stabilize for a few days until the Federal Reserve meets next week.
      The benchmark 30-year fixed-rate mortgage rose to 4.14%, compared with 4.1% last week, according to the Bankrate.com national survey of large lenders. The mortgages in this week's survey had an average total of 0.32 discount and origination points. One year ago, that rate stood at 3.91%. Four weeks ago, it was 3.71%.
      Compare Mortgage Rates in Your Area
      In early May, the fixed rate was 3.52%. It had been below 4% since May 2012 -- for more than a year -- up until the first week of June 2013.

       http://www.foxbusiness.com/personal-finance/2013/06/14/are-4-mortgage-rates-new-norm/#ixzz2WaydVZ8W

    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

      Sunday, July 14, 2013

      The New Retirement: Why You Don’t Have to Pay Off Your Mortgage

       

      Low interest rates have changed the game for retirees—but not always in a bad way.
      Consider your mortgage. With rates having fallen so far, there may no longer be a pressing need to own your house outright before you call it quits at the office.
      This may be of little comfort to millions of savers trying to eke by each month on income from bank deposits paying below 1%. But today’a low rates are a boon to those saddled with a mortgage payment at a time in life when carrying large debts has long been ill-advised.

      http://business.time.com/2013/05/28/the-new-retirement-why-you-dont-have-to-pay-off-your-mortgage/#ixzz2WWKJ2TUA

    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

      Friday, July 12, 2013

      5 Ways to Keep Living Costs as Low as a Student's

       

      http://www.savvysugar.com/How-Live-Cheaply-Student-23514519

      Once you've thrown your graduation cap in the air, it's time to face the real world. Although you're not in school anymore, you could still probably stand to keep your living costs as low as a student's because — let's face it — that entry-level salary probably won't stretch very far. Here are some ways you can live a frugal student's lifestyle:
      Use student discounts: You still have some time before the date on your student ID is expired, so make use of student discounts (here's a list!) while you can. Use student clothing discounts from J.Crew or Ann Taylor to get yourself a work outfit.
      Find roommates: Room with other people to keep living costs down, just like you did in college. But pick carefully — you don't want to end up with a nightmare rooming situation. Do background checks if it's a stranger from Craigslist, or try to stick to people you know. Make sure you ask your potential roommate these five questions before moving in with them.
      Make use of the library: It's time to transition from the school library to a local public library! Keep on getting your books for free by patronizing your local library.
    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms


      Wednesday, July 10, 2013

      How to Use Your IRA to Buy Income Properties

       

      With taxes going up for most people, you might be paying more attention to your tax-deferred retirement investing options, such as your Individual Retirement Account (IRA). And with property prices going up, you might ponder whether you can invest those IRA funds in real estate to both defer (or eliminate) taxes and earn a fair rate of return.
      Putting your hard-earned IRA assets into a “self-directed” IRA can be a very good idea to grow long-term, tax-deferred or tax-free assets. But it doesn’t work for everyone.
      Here are a few things you should consider
       

      Read more: http://www.foxbusiness.com/personal-finance/2013/06/10/how-to-use-your-ira-to-buy-income-properties/#ixzz2VqVQ6  

    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

       

      Tuesday, July 9, 2013

      The New (Old) Family Doctor: Cheaper, Better Care Without Insurance

       

       
       
      In old movies and TV shows, medical care always seems like a simple thing. When Beaver Cleaver or Jem Finch is sick or injured, the kindly neighborhood doctor shows up, fixes everything, and gives the parents a bill. Payment usually occurs off screen, but the medical expenses never seem especially onerous: the "Beaver's Tonsils" episode of Leave it to Beaver doesn't finish with Mr. Cleaver telling his son to hold on for a month until finances are better. And the broken arm scene in To Kill a Mockingbird doesn't end with Atticus telling Jem to man up until they can make it to the free clinic. Instead, the process is simple: injury, treatment, payment, healing.
    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

       

      Monday, July 8, 2013

      You Thought You Were Safe? 6 Myths and Realities of Online Security

       

       
       
      Even at the best of times, surfing the Web involves a delicate dance between security and freedom. After all, while you have the freedom to visit any site in the world, the thought that your favorite website might be infected with malware can put a dent in your plans. And, as the recent furor over the NSA, Prism, and the federal government's access to our online information has highlighted, when it comes to privacy on the Internet, nobody is completely secure.
    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

       

      Sunday, July 7, 2013

      Seniors in 48 states face serious income shortage

       


      Seniors in almost every state in the country are falling short when it comes to affording their golden years, according to a study released Monday.

      Nationwide, seniors are living off of a median household income of $35,107, roughly 57% of the median income of their younger counterparts ages 45 to 64, according to an analysis of 2011 U.S. Census Bureau data by Interest.com, a financial information website owned by Bankrate.com.
    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

       
         

      Saturday, July 6, 2013

      How College Grads Can Improve Money Management Skills

       

      They might have an undergraduate degree under their belts, but recent graduates are entering the real world lacking sufficient knowledge and education when it comes to money management.
      According to a recent report by Finra’s Investor Education Foundation, 19% of Americans still spend more than they earn and 56% said they do not have "rainy day" funds that cover three months of expenses. What’s more, the report cites that a lack of financial education — mostly among younger workers in certain states — is the main reason many Americans have little in savings. 
       

      Read more: http://www.foxbusiness.com/personal-finance/2013/06/10/how-college-grads-can-improve-money-management-skills/#ixzz2VqVq7U3W
         
    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

       

      Friday, July 5, 2013

      How to Create a Personal Health Record

       

      As the health-care industry continues to evolve, patients are getting more involved in their care, with many using personal health records to help track their illness and treatment history to help better their care.
       “Right now health care is siloed with all these doctors not talking to each other,” says Julie Wolter, interim director, Program in Health Sciences, Doisy College of Health Sciences at Saint Louis University and an AHIMA member. “The only common link between all health care professionals is the patient.” 

      Read more: http://www.foxbusiness.com/personal-finance/2013/06/04/how-to-create-personal-health-record/#ixzz2VqWB0Q4W 
    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

       

      Thursday, July 4, 2013

      Fix costly credit report errors

       http://money.cnn.com/2013/06/01/pf/credit-report.moneymag/index.html?iid=SF_PF_LN 



      You may be doing everything right: keeping your card balances well below their limits, always paying bills on time, and watching how often you apply for new loans. Yet you might have a lower credit rating than you deserve.
      A recent study by the Federal Trade Commission found that one in 20 consumers could have a meaningful error in a credit report.

      These are mistakes that, when fixed, could cause at least a 25-point increase in your score, enough to qualify you for a lower interest rate. "For something so important, this rate of error is too high," says Chi Chi Wu, a staff attorney at the National Consumer Law Center.
    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms


       

      Wednesday, July 3, 2013

      6 Ways to Improve Your Credit Score Now

      http://www.savvysugar.com/How-Improve-Credit-Score-30727361


      Improving your credit score does require some patience and perseverance — a significant increase can take 12 months or more, according to experts. But it’s worth the effort. A jump of even 100 points can translate into thousands of dollars in interest saved on a loan or mortgage. If you applied for a 30-year mortgage loan for $200,000, for example, the difference between a FICO score of 650, which is considered good, and one of 750, which is great, could be nearly $34,000 in savings, thanks to the lower interest rate the higher score could get you. FICO scores can range up to 850, though one of 760 or more will often qualify you for the best rates.
    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

       

      Tuesday, July 2, 2013

      Big Banks Bet on Jumbo Mortgages Again

      As home prices rise, demand for jumbo mortgages is rising too. And as investors look for new ways to cash in on the housing recovery, these mortgages are starting to look more attractive.
      Since the housing crash began, the market for jumbo mortgage-backed securities, pools of these loans sold to investors, has been close to nothing. Banks still make the loans, but hold them on their books. Now that is beginning to change
      .
    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

      Monday, July 1, 2013

      Car? House? Sorry: Graduates of 2013 Are Each $35,200 in Debt

      http://business.time.com/2013/05/17/car-house-sorry-graduates-of-2013-are-each-35200-in-debt/


      The typical college graduate will leave campus this month owing nearly as much money as they stand to earn in their first year of full-time employment, new research shows.
      At a personal level, graduates toting up their private and government student loans, credit card balances, and personal debt will find the sum shocking. On average, they owe $35,200 and half say they are surprised by how much .
    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.



    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms