Fix costly credit report errors

 http://money.cnn.com/2013/06/01/pf/credit-report.moneymag/index.html?iid=SF_PF_LN 

You may be doing everything right: keeping your card balances well below their limits, always paying bills on time, and watching how often you apply for new loans. Yet you might have a lower credit rating than you deserve.

A recent study by the Federal Trade Commission found that one in 20 consumers could have a meaningful error in a credit report.

These are mistakes that, when fixed, could cause at least a 25-point increase in your score, enough to qualify you for a lower interest rate. "For something so important, this rate of error is too high," says Chi Chi Wu, a staff attorney at the National Consumer Law Center.

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