Bankruptcy Attorney Ventura Oxnard Camarillo Santa Barbara Bakersfield Woodland Hills Los Angeles CA

Susan J. Salehi Bankruptcy Attorney Ventura, Oxnard, Camarillo,Santa Barbara, Bakersfield, Woodland Hills, Los Angeles,CA .Represented 1000's of debtors in Chapter 7 and Chapter 13 Bankruptcy cases since 1992. Free Consultation. Chapter 7's can help you get rid of Credit Card debt, Medical Bills,and Start at only $999 Attorney Fees. Restrictions Apply.Stop Foreclosures with a Chap 13. Operators 24/7. (805)654-1467

Friday, August 30, 2013

Declare Independence From Your Student Loans

http://www.dailyfinance.com/2013/07/03/declare-independence-student-loans/

When it comes to declaring independence from debt, a lot of us are under the thumb of the same dictator: student loans. In fact, according to a recent report from the Urban Institute, one in five adults over the age of 20 are carrying student loan debt -- and more than half of them are worried about how they're going to pay it off.

Most advice on student loan debt focuses on how to avoid getting mired in it in the first place. For people in college, those tips can be very useful -- after all, it's worthwhile to know that the road to riches isn't paved with psychology degrees, and that private loans are fiscal vampires that will suck the money from your wallet and the joy from your soul. But once you're out of college, the die has been cast, the debt has been accumulated, and the checks start coming due.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

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Thursday, August 29, 2013

What Grads Should Expect Working for Uncle Sam

Working for Uncle Sam tends not to be at the top of every grad’s dream job list—but maybe it should.
Experts say there are major benefits to working in local, state and federal government agencies that are often overlooked.
A 2012 study by the Partnership for Public Service

shows that out of 35,000 students of all levels within U.S. colleges and universities, 2.3% planned to work for the federal government compared to working in the private sector (29.7%), advancing into graduate .”

Tuesday, August 27, 2013

9 Strategies for Improving Your Credit Rating

http://www.entrepreneur.com/article/227251

1. Pay your bills on time, every time. This strategy may seem extremely obvious. However, late payments are the most common piece of negative information that appears on people's credit reports and is often responsible for significant drops in their credit scores. When it comes to loans and credit cards, it's vital that you always make at least the minimum payments in a timely manner, each and every month, with no exceptions.
2. Keep your credit card balances low. One factor

Monday, August 26, 2013

Outrageous E.R. Hospital Charges: What to Do

It’s no secret that hospital bills in the U.S.—especially ones from the E.R.—can often hit astronomical proportions.
According to a recent cost study conducted by researchers at Stanford University, the University of Minnesota, the University of California, San Francisco and the Ecologic Institute, the median charge for an emergency room trip in the U.S. comes in at $1,233. But where it really gets interesting is when you look at the specific reasons for those E.R. visits: The researchers found that the treatment price for a headache could range from $15 to a whopping $17,797. As for a sprained ankle, it could set someone back a paltry $4 or up to $24,110!

Saturday, August 24, 2013

Grandparents and Retirement

http://www.grandparents.com/money-and-work/retirement/retirement-savings

Wednesday, August 21, 2013

How to Make Your Home a Product

Many homeowners have been sitting on the sidelines, stuck in their homes and unable to sell because of low home prices or negative equity. But as the market bounces back in many parts of the country, some sellers are starting to see the light at the end of the tunnel.
If a home sale is in your near future, it’s time to start thinking of your home as a product to be sold on the market. Once for sale, your home becomes less about where you live, where you’ve made memories or have lots of life experiences. And to achieve top dollar, you have to look at your property through the eyes of prospective buyers who will be touring your home. You have to focus on what buyers are looking for.

Monday, August 19, 2013

Why Your Business Could Be Failing Even If You Hit Your Numbers

http://www.entrepreneur.com/article/227232

Entrepreneurs, investors and accountants all love to see updated income forecasts. While their projections are usually rosy, more than half of these businesses will fail within the first four years of operation, according to a 2012 University of Tennessee study. Of those failed businesses, 72 percent say they went out of business because they ran out of cash, and 77 percent were started with the owner's money.

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