A Debt Payment Plan That'll Boost Your Credit

 

http://www.foxbusiness.com/personal-finance/2013/05/20/debt-payment-plan-thatll-boost-your-credit/

Dear Debt Adviser,
I'd like to pay off about $5,000 in credit card debt over the next one to two years. This is an old debt, and I will not be incurring other charges in that time. I have recently received offers for a zero percent credit card balance transfer as well as a personal loan from my bank at 10% interest. The bank loan is a fixed rate, and the credit card interest would increase to about 18% at the end of 12 months. I have done the math, and it would cost about the same to use either the balance transfer or bank loan to pay off this debt. However, I hope to begin shopping for my first home once this is paid off, and I am wondering which of these options would be a better choice for improving my credit score.
-- Lyn

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.

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