Prepaid Cards Replacing Traditional Checking Accounts

http://www.foxbusiness.com/personal-finance/2013/05/02/prepaid-cards-replacing-traditional-checking-accounts/?intcmp

 

The prepaid card industry has come a long way since its inception, and it looks like the cards are here to stay.
Prepaid cards first hit the market on college campuses in the 1970s, emerged as prepaid phone cards in the 1980s and packaged as gift cards in the 1990s. In the early 2000s, prepaid debit cards hit the market from financial giants Visa (V) and American Express (AMX).
Prepaid cards became popular with consumers who didn’t qualify or couldn’t afford traditional bank accounts. The industry serves a niche market -- the underbanked, which data estimates to be around 20% of the population.

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