http://www.savvysugar.com/Surprising-Things-Homeowners-Insurance-Cover-29917060
You may have a vague idea of what your homeowner's insurance covers, but it's time to get educated on its proper coverage to make full use of it. Of course, every insurance policy is different, but there are some similarities among them. Here are some things you may be surprised to see covered in many homeowners' insurance policies:
- Student property: The homeowner's insurance covers property belonging to all members of the household, even if they go away for college. Most likely, the student will have to be housed in a college-owned property, like a dorm, to qualify for coverage. Expensive property like laptops and cell phones can be covered by the insurance plans.
- Pet bites: If Fido gets you into legal trouble by biting one of your neighbors, your home insurance may take care of everything if you meet some of their requirements, such as the breed of the dog.
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