Thursday, August 1, 2013

9 Strategies for Improving Your Credit Rating

1. Pay your bills on time, every time. This strategy may seem extremely obvious. However, late payments are the most common piece of negative information that appears on people's credit reports and is often responsible for significant drops in their credit scores. When it comes to loans and credit cards, it's vital that you always make at least the minimum payments in a timely manner, each and every month, with no exceptions.
2. Keep your credit card balances low. One factor

  • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


  • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

    http://www.youtube.com/watch?v=PMJSiWP2Pzw

    http://www.youtube.com/watch?v=hLzM0Hi6q10

    http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

      Tuesday, July 30, 2013

      How Not to Blow Your Vacation Budget at the Airport




      http://www.savvysugar.com/How-Save-Money-Airport-30786383

      • Be your own entertainer: Put yourself on a boredom budget by packing everything you need to keep occupied. Download movies beforehand, and pack the magazines you haven't had time to read. Whatever you do, don't rely on airport WiFi. Besides being slow, it's expensive and not secure. If you travel often, consider a travel router or asking your cell phone provider about a personal mobile hotspot. For a small monthly fee, you will save on roaming charges and the cost of public WiFi.
      • Lighten your load: Because most airlines charge a hefty fee for checked bags, carry on. Only pack the essentials and a foldable duffel in case you head home with souvenirs. If you must check a bag, stick with your airline rather than the airport porter to avoid having to tip.
      • Snack smart: Since most airport meals are priced higher than average, plan your snacks and meals in advance. Don't rely on your airline for food, either; most flights no longer offer meal service. Consider pairing that (stingy) bag of peanuts with a sandwich or salad from home and carrying an empty water bottle to fill up. This will save you money and cut calories, too.

    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

      Saturday, July 27, 2013

      How Can You Profit from the Housing Recovery?

       

      Wednesday, July 24, 2013

      ObamaCare Countdown: Exchange Landscape Takes Shape

       

      With less than 200 days left until the biggest part of the  Affordable Care Act goes into full effect, consumers are beginning to get a better idea of their coverage choices. And for many, it appears their options will be limited.
      Starting next year, consumers will be required to have health-care insurance or face a fine and state and federal health exchanges will hit the market to provide policies. However,  36 states have opted not to set up state-run exchanges, according to the CATO Institute, meaning some residents will have to purchase coverage through federal exchanges.

      http://www.foxbusiness.com/personal-finance/2013/06/17/obamacare-countdown-exchange-landscape-takes-shape/#ixzz2Wb1ffD1t

    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

      Monday, July 22, 2013

      HR Experts Confess: 8 Biggest Interview Mistakes We See



      http://www.savvysugar.com/Interviewing-Tips-From-HR-30776743

      They meet more people in an afternoon than most of us do in a year. But what faux pas do human resources pros see again and again during the interview process?
      We picked the brains of two high-profile executives to find out what you definitely shouldn't say—and what they secretly think of your résumé. (One was so brutally honest about her just-don't-do-this advice that she preferred to remain anonymous.)


      RELATED: Why You Didn't Get the Job: Real Hiring Managers Divulge Their Secrets

    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms



      Saturday, July 20, 2013

      Twitter Updates Web and Mobile Search, Messaging Features

       
        
    • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


    • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

      http://www.youtube.com/watch?v=PMJSiWP2Pzw

      http://www.youtube.com/watch?v=hLzM0Hi6q10

      http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms

        Thursday, July 18, 2013

        Older Workers: Productive and In Demand

         

        You’ve heard the phrase older and wiser, but what about older and harder working?

        New research finds that contrary to what some hiring managers might think, older workers are not less productive than their younger counterparts.
        The Brookings Institute study “Is an Aging Workforce Less Productive?” shows older workers, which the report defined as those between the ages of 65 to 74 are being better compensated than their younger workers. Older men are making on average 22% more, while older women make 10% more than younger colleagues.

        http://www.foxbusiness.com/personal-finance/2013/06/11/older-workers-equally-productive/#ixzz2WazmK1Hg

      • The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.


      • http://www.dailymotion.com/video/xl3ljf_bankruptcy-lawyer-in-ventura-ca-susan-j-salehi_creation

        http://www.youtube.com/watch?v=PMJSiWP2Pzw

        http://www.youtube.com/watch?v=hLzM0Hi6q10

        http://www.dailymotion.com/video/xt679n_bankruptcy-attorney-ventura-oxnard-camarillo-santa-barbara_shortfilms