NEW YORK (MainStreet) — Having bad
credit is the pits.
A lousy credit score impacts just about everything you want to do in life,
from renting an apartment to getting a job or even
buying a cup of coffee on plastic. These days, credit has become increasingly
interchangeable with moral worth, leading people to run credit checks for things
that have no bearing at all on finances. Some states even require good credit to
earn a professional license.