Some families left out in the cold by Obamacare

 

 

http://money.cnn.com/2013/10/10/news/economy/obamacare-families/index.html

 

Those families will find themselves ineligible for Obamacare subsidies to buy their own insurance on the state-based exchanges, even though their coverage at work is considered unaffordable.

That's because the way the Affordable Care Act is written, employers only have to provide "affordable" coverage to their workers, but not to their dependents.
An affordable policy is one where premiums total no more than 9.5% of household income. If a worker's employer-sponsored insurance costs more than that, he can opt to apply for federal subsidies to buy a policy on the Obamacare insurance exchanges.