As human beings, there are some traits that we all have in common: two hands, one heart, red blood, and, unfortunately for most of us, a ton of debt. The average American carries a $47,000 debt load, and as a nation, nearly $2 trillion of our collective debt is either delinquent or 90 days past due.
Part of the problem in figuring out how to begin getting out of the red is knowing who to turn to for help. Maybe you're too embarrassed to fess up to your issues or you can't afford a financial advisor. So you might pick up a $20 self-help book or enroll in a $200 debt makeover course online.
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