I am an authorized user on my ex-husband's credit card. He is filing bankruptcy. I made charges on the credit card before the divorce. Can the credit card company try to collect the balance from me? Why is the card on my credit report if I am not the responsible party? Can I get the card removed from my report?
-- Lori
Dear Lori, You ask some good questions. It is reasonable that you don't want your ex-husband's bankruptcy to impact your credit and even more understandable that you don't want to pay his debts. While you did make some charges on the cards, he apparently authorized you to do this and agreed to be liable for those charges.

Can the Creditors Come After Me?


I practice in California, which is a community property state. In a community property state, most property and debt acquired during the marriage is owned and owed by both spouses.
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